Nearly all modern car insurance policies come with breakdown cover as part of the package. This can add a considerable amount to your overall premiums, but forgoing this option could prove to be much more expensive in the event of a breakdown. Most breakdown cover costs between £30 and £50 a year. But when you compare that to the cost of getting towed off the motorway, it’s a small price to pay not only for roadside assistance, but also for peace of mind too. The AA charges £192 plus £1 per mile over 50 miles to recover a vehicle. Being towed off the motorway can cost you even more. When you add in the cost of overnight stays, garage bills and the possible expense of a cancelled trip, that £30 breakdown cover suddenly seems like a much more attractive option. Some people try to save money by buying independent breakdown cover from one of the major providers such as the AA or the RAC. But by using a comparison website, you may find that an additional premium on your car insurance may work out cheaper than a standalone breakdown policy. The key areas to look for in any breakdown cover are roadside repair and recovery. This means that in the event of a breakdown, your car will be transported back to your home address or any destination you ask the carrier to take you to. It can also ensure that your car is delivered to a garage for repairs and that you are given accommodation or a courtesy car to continue your journey. Other things to look for are options such as oem toyota car covers. A single stone thrown up from another vehicle’s tyres can shatter a windscreen. Replacing a windscreen, particularly if your car has the latest panoramic windscreens, can be extremely expensive. Although you will probably have to pay a certain amount of the cost as excess, windscreen cover can save you hundreds of pounds in the event of an incident.
According to insurance company Ensure, a third of drivers in the UK do not have breakdown cover. Of this figure, they also reported that more than half would call a friend or relative in the event of a breakdown on a motorway. 13% would attempt a DIY repair at the side of the motorway. Considering the extreme risk of roadside repairs on the side of a motorway where traffic is travelling at such high speeds, this is obviously not a situation that any organization condones. Without the benefit of specialist lighting, high visibility clothing or the correct equipment, roadside repairs on the side of a motorway put lives at extreme risk. The motorway is not the place to try fixing it yourself, which is why breakdown cover is so important if you do a lot of motorway driving. Modern cars now rely on on-board computers far more than older vehicles. So even experienced mechanics will not have the right equipment in the boot of their car to fix even some minor problems. Roadside recovery services do have the correct equipment, and if they don’t then they will be able to transport you to a garage that does. Unless it’s a simple job such as a flat tyre, it is always best to call for assistance. Taking all aspects and possible scenarios into consideration, breakdown cover is not an unnecessary expense. Should the worst happen, having breakdown cover gives you the peace of mind that help is on the way. By using a comparison website to compare the options presented by providers, you can make an informed decision as to which policy suits your motoring requirements and gives you the best coverage. Clicking on the yes button for breakdown cover should be standard practice for anyone who wants to enjoy driving without the worry of what might happen if things go wrong.
Similar reviews by Mark Bartley are aimed at helping consumers understand products like breakdown insurance and other consumer insurances. They can help people make the right choices and track down good value.
How to Come Across Reasonably Priced Non-Owner Car Policy Rates
If you use other people’s cars or frequently use the vehicles of a car rental service, then you should consider taking out some form of car insurance. You may ask why buy car insurance when I do not own a car? The answer is simple: there are many reasons why you should consider buying your own insurance cover and we’ll cover a few below. A past report shows us that a large number of people who drive cars that they do not own believe that they are covered by the policy of the owner of the car and thus many of them do not buy their own insurance. In the current legal environment, the government requires car owners to only allow insured people to drive their cars. These people can either be insured under the car owners cover or the driver can have his own cover. As a result of this regulation if you drive a car that is not yours you will be required to have some form of insurance. Luckily, if you drive a business automobile or frequently drive a rental vehicle, you’ll be amazed to find out that the non-owner rates are noticeably cheaper than the regular car insurance cover policy rates. On the other hand if you are a driver who regularly drives someone else’s car you may want to consider taking out your own insurance so as to have coverage that will protect you if you find yourself involved in an accident. As mentioned earlier many insurance policies do not cover all drivers of the insured car therefore it would be good to get coverage if you are not covered by the initial policy.
Should You Buy an Extended Warranty For Your New Car?
When you buy a new car, you would naturally expect not to have any problems with that car for the first few years. And as you probably want to save on any extra expenditure at that time, you may not wish to take out the extended warranty that the car showroom offers you. However, the cost of putting something right if you do not have cover can far outweigh the cost you pay on an extended warranty. And even if you said no in the showroom, you can still get cover after your purchase. Cars used to be made very simply, and having a good knowledge of mechanics meant you could repair and maintain your car yourself, but this is not so anymore. New technology and the increased use of electronics mean a greater potential for failure and it is harder to turn your hand to fixing the problem yourself. Just diagnosing a problem with your car can take up the valuable man hours of your own time that an extended warranty would cover. As one of the biggest purchases you will make in your life apart from your house, it is essential that you take out the extra cover to protect and insure you against future problems. We all take out buildings insurance, so why do we not take out an extended warranty on our ten thousand plus dollar purchase of a car? Those of us who go over our household budget with a fine toothcomb, know the importance of an extended warranty. In these fiscally challenging times, an unexpected bill to get your car back on the road, can be a big drain on your monthly disposable income.
Buying a car is a big investment, and it is sensible to protect that investment. Cars do come with certain protection and warranties from dealers, but usually these only cover certain defects and provide for repairs after a certain mileage has been completed. With a greater reliance on our cars, this free cover often does not protect us against many of the potential pitfalls that lie ahead. Taking out the protection an extending warranty provides you with, will keep you and your family on the road for business and pleasure, and will ensure that you have complete control over your monthly outgoings. So when making that major purchase, consider the protection an extended warranty can afford you, and the peace of mind it will deliver. Garages will gladly charge you hundreds of dollars to put the faults right if you do not have cover, so maybe you should gladly pay that small amount for an extended warranty so that they do not see any more of your money than they have to.
Beat the Heat in Your Car
When summer hits in most regions of the U.S., the heat affects just about everything, including your car. Protecting your car from the summer heat is no easy task and requires knowledge on how to maintain your car and its interior so that it is not adversely affected by the heat from the sun. Here are some tips to protect your car’s interior from the sun, ensuring that it will continue to look new and that you won’t burn your legs every time you slide onto your leather seats.
Protect leather seats with leather conditioner:
This is important if your car has leather seats, particularly if you want to avoid cracks or tears. Use a handheld vacuum to get extra dirt and dust out of the seat. You can also utilize a cloth rag, lukewarm water and a very mild cleanser to clean off the seats. Keeping the seats clean will help protect against extra wear and tear during the hot summer months. You can purchase a good leather cleaner from any car parts retailer.
Invest in a sun shield:
This is the best way to protect the interior of your vehicle from sun damage and to keep from getting burned by hot leather seats. These shields are fairly inexpensive and can be found at any auto parts store. The shields are placed in the front window of the car and block harmful rays from fading the interior of the car.
Invest in seat covers:
This works for both new and older cars as seat covers not only will protect the leather or fabric seats, but also will keep seats from getting overheated when summer temperatures heat up. They come in a variety of colors and styles and are perfect for protecting your seats and extending the life of your car’s interior. The best part is you can remove the covers as necessary, allowing your leather a chance to breathe. Seat covers are one of the best options because they protect the leather, keep it clean and allow you to have some versatility in your car interior.
Tint your Windows:
Window tinting will prevent your car interior from getting too overheated. Traditionally, tinting was an expensive option; however, these days, window tinting is more affordable than ever before. There are some legalities concerning how much tinting you are allowed to have on your car (in most states, the windows can’t be tinted completely), but a reputable tinting company will let you know exactly what the proper tinting specifications are for your state. These tips will increase your comfort during the summer months and help protect the interior of the car from any heat-related damage. Investing in maintaining your car’s interior is far better than repairing damage later. Owner and operator of a seat covers and car accessories manufacturing company, Dan Border takes pride in the quality of his workmanship and stands by every custom seat cover or dashboard mat that leaves his store. Every item is hand crafted from quality materials. I managed to find the right cover for me and my baby! It was the Brita Roundabout cover; I got lucky as this model has the cheapest covers. So if your like me a strapped for cash and have not got a car seat yet I recommend the Brita Roundabout as it will save you in the long run. It made my day I had saved three hundred dollars by getting a simple Brita car seat cover, and I hope it can make your day too. So do not be surprised to find them shabby after a while.